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Levels of Cover
Do you need buildings insurance, contents, or both? A brief guide on choosing the right level of insurance for your home.
Published in Home Insurance

Additional Home Insurance Options
Something not covered by a policy? You still may be able to insure it under one of many of the available optional levels of cover
Published in Home Insurance

How to reduce your premium
There are a number of things you can do to make your home less of a risk to insurers - reduce the risk of your home and shrink the size of your premium
Published in Home Insurance

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Latest News

Home insurance rises 'have not materialised'
Increases in both car and home insurance that had been expected following last year's widespread flooding have not materialised, new research has revealed.
Published in Home Insurance

Insurance for mortgages 'not a priority for many'
Taking out protection insurance for mortgages is not a top priority for many consumers, despite its benefits, it has been claimed.
Published in Home Insurance

Mortgage insurance 'offers peace of mind'
Opting to have a fully protected mortgage can put homeowners in an ideal situation, it has been suggested.
Published in Home Insurance

Home insurance 'is a social responsibility'
Taking out home insurance should be a civic duty, an expert has said.
Published in Home Insurance

Review home insurance 'regularly'
It is important to ensure that personal belongings and items within a household are actually covered by home insurance, an expert has warned.
Published in Home Insurance

Home Insurance Home Insurance

Home Insurance

Compare Home Insurance

Get a great rate on your home insurance by comparing the top insurers below. Click "Get Quote" to find out how much you can save.

  Description Online Discount Get a Quote
logo The AA
Whether you're looking for buildings insurance, home contents insurance or a combined building & contents insurance policy, you could save by switching to the AA where new for old and unlimited rebuilding costs* are automatic. (*for homes with a market value less than £1 million)
No Online Discount 995
 
logo Direct Line
Direct Line are offering up to 30% off home insurance cover for first time customers plus get a further 20% discount when you buy online. With contents replacement of new for old and up to £1,000,000 buildings cover as standard Direct Line offer a great deal.
up to 20% online discount 996
 
logo Hiscox
Hiscox provide comprehensive buildings and contents insurance as standard. They provide 24 hour home emergency cover as well as accidental damage cover and more. Get a quote on line and receive 10% discount. Hiscox home insurance is Rated 5 starts by defaqto.
10% online discount 994
 
logo More Th>n
Buy More Than home insurance online you will receive free contents insurance when you buy buildings insurance (and will remain free for as long as you stay claim free), covering £75,000 of contents. This covers your possessions in your home and garden including sheds and garages, freezer food, £2000 for your plants, new for old goods replacement and basic accidental damage. Buildings are covered up to £400,000 or extra option of up to £750,000.
No Online Discount 992
 
logo Tesco Bank
Tesco Home Insurance is offering 50% off for new customers with 5 years no claims. Plus an exclusive Clubcard discount. And with Tesco Home Insurance you can choose from a no frills policy through to a policy that offers the highest level of cover with Tesco Home Insurance. Value, Standard and Finest. Tesco Home Insurance insures buildings for up to £1m (unlimited with the Finest policy), also damage caused by a burst pipe and freezer contents cover (subject to cover limits).
50% Introductory discount 997
 
logo Sainsbury's Finance
Sainsbury's Home Insurance - 12 for 9 on two levels of cover, Sainsbury's Home Insurance and Sainsbury's Premier Cover Home Insurance. Offer ends 4th June 2012 Up to 15% off for Sainsbury's shoppers with a Nectar Card - at least 10% of Sainsbury's shoppers with a Nectar Card will achieve the maximum discount.
Up To 15% online discount 990
 
logo Churchill
Count on Churchill - you could be paying less for your Home insurance! Here are just some of the benefits you’ll enjoy as a Churchill Home Insurance customer: Get your home covered for half price! Up to £50,000 contents and up to £50,000 Building cover as standard. New for old replacement of household contents. Call centres based in the UK only.
Up to 20% online discount 991
 
logo HSBC
Whether you are looking for buildings, buildings and contents, or contents only, we could have the policy for you. Get a quote and apply online today. HSBC Home Insurance is provided by Aviva Insurance Limited, a member of the Aviva Group.
No discount 987
 
logo Marks & Spencer
Buy Marks & Spencer Home Insurance online and get 20% off your premium and 1,000 bonus points for M&S Cardholders. Choose Premier or Standard cover and enhance with Additional cover. Enjoy unlimited cover for your home and its contents and cover your possessions anywhere in the world.
20% online discount 989
 
logo Natwest
Natwest are offering 20% first year discount (enter code 20OFF) plus an additional 20% discount for taking out combined buildings and contents cover. Natwest Select Silver, Advantage Gold, Advanatage Private, and Black Account customers also receive a Further 10% discount
20% online discount 993
 
logo Aviva
Aviva buildings and contents cover includes; 24 hour online policy management, household removal cover,money towards tracing and accessing water leaks plus much more. With their extensive cover options you are bound to find a policy to suit you. Apply online today!
No Online Discount 998
 
logo RAC
RAC Home Insurance includes the following cover as standard: Theft from garage/outbuildings up to £1,000 (contents cover), Contents in your garden up to £250 (contents cover), 10% increase of sum insured at Christmas, during birthdays or weddings (contents cover), Fire or flood? RAC will find you and your family somewhere to stay (buildings or contents cover), Keycare provides up to £1,000 cover for replacement locks should your keys become lost or stolen. All the keys attached to your Keycare fob are covered, Contents cover includes £500 of musical downloads. UK only call centres.
Up to 12% online discount 999
 
logo The Co-Operative Insurance
Home insurance can be complicated so The Co-operative Insurance have made it simple and are offering great discounts. You'll get a third off your contents premium if you buy buildings and contents insurance together and if you buy online you’ll get guaranteed online discounts.
Up tp 16% Online Discount 984
 
logo Confused.com
Confused.com is the place to be, to help find the cheapest home insurance quote and are on hand to help... They search 54 UK online home insurance providers and compare prices from lots of big names. It’s really quick and simple and could save the consumer time and money. Fill in just one form and let Confused.com do the legwork!
No Online Discount 986
 
logo Endsleigh
Whether you are buying your first home or just shopping around for a better premium, Endsleigh offers their lowest cost home insurance to suit you and your lifestyle. Try Endsleigh to see if you could save on your home insurance.
No Online Discount 985
 
logo Go Compare
Gocompare.com is the comparison site that gets you loads of quotes for your home insurance without you having to do all the hard work. Enter your details once and Gocompare.com do the rest. Independent choice, no messing about.
No Online Discount 983
 
logo KwikFit
Kwik Fit Home Insurance - Up to 15% discount when you take combined buildings and contents cover - New for old contents cover - Accidental damage for TV, Home Computer and Hi-Fi automatically included - contents only - Up to £500 free replacement locks if your keys are stolen - Up to £500 freezer contents cover - contents only - Up to £500 contents in the garden cover - contents only - Money in the home including unauthorised use of any cards - up to £250 with contents cover
Up to 15% Online Discount 982
 
logo Post Office
The Post Office guaranteed to save you at least £25 (and potentially much more) on your renewal policy. The Post Office search their panel of some of the country’s leading insurers, so you can be sure of getting great cover at a good price.
No Online Discount 988
 

* Annual premium listed is for example only - premiums will vary depending on circumstances.

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.